Archive for November 2016

How to Plan for Life Insurance after Turning to 80 Years

As an insurance agent, I meet people in all walks of life who are looking for good life insurance policies. For those who have turned 80 years old, it’s common for them to believe that the time has passed in obtaining life insurance. However, there is cheap […]

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Importance of Life Insurance for Americans Living Past 90 Years

It was not all that long ago that life insurance for people over 90 was not practical. What few insurance companies that would have offered such plans would have been exorbitantly expensive or never would have paid out the full premium. However, thanks to longer life spans […]

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Can You Purchase A Life Insurance Policy On Your Parents?

Most life insurance questions are in “first person” meaning a person looks for personal policies to protect themselves. However, what if you’re looking to purchase a life insurance policy on your parent’s name? Will you be able to do this? Is it legal? The answer to this […]

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What Tobacco User Must Know when Getting Life Insurance

The cost of life insurance is heavily dependent on numerous factors. High-risk individuals can expect to pay more. Insurance companies see tobacco users as high-risk clients, which is why life insurances can be pricey. Unless you apply for a no medical exam life policy, this is mandatory […]

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What is a Waiting Period on Life Insurance?

When shopping around for a life insurance policy, you may have run across a term called a waiting period. A waiting period means that for a time of one to two years after the purchase of the policy, the benefits will only be valued by the premiums […]

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