Search for:
Archive

May 2015

Browsing

There is little doubt that the medical exam will play a paramount role in the premiums you pay for life insurance coverage. Basically, getting the best results on the life insurance medical exam will mean getting the lowest rates possible so that you can get the amount of coverage that you want. Of course, the preparation for a life insurance medical exam is not one that you can study for overnight like cramming for a…

When it comes to getting life insurance for smokers, it is no secret that the premiums will generally be more than what life insurance for nonsmokers will pay. This is because tobacco products such as cigarettes and cigars carry proven health risks that can increase the chances of dying early. Such changes mean that smokers carry a greater risk for life insurance companies to cover. However, not all risks are the same when it comes…

When it comes to getting life insurance, there are different choices, which can make it difficult to choose the right one for your needs. Especially for young people, choosing between the term life and accidental death & dismemberment may be a difficult one without understanding what they are and their differences. What is Term Life Insurance? Term life insurance covers your beneficiary with a pre-determined amount of benefits in case you should pass away within…