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February 2017

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For seniors who are looking to their future, protecting the financial status of their family becomes a paramount concern. The cost of funeral expenses, unpaid debt, and leaving behind a legacy is beyond the financial capacity of many seniors who do not want the burden shifted to their family. However, obtaining standard life insurance policies may be difficult, if not impossible because of advanced age or poor health. This puts their families in a precarious…

Choosing the right life insurance policy for your needs means finding the one that offers the right benefits at the lowest premiums. Getting the right policy can be problematic for seniors, especially those with health issues. However, one type of life insurance policy offers substantial benefits for a reasonable cost, even for seniors who suffer from severe health conditions. What is Graded Benefit Life Insurance? This type of life insurance does not require a medical…