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June 2015

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When it comes to life insurance, there are many options that you can choose from which provide it with some versatility. One of the more popular versions is life insurance with long term care rider. Long Term Care Life Insurance: Long term care is a rider added to your life insurance which provides the policy holder with coverage in case they are no longer able to take care of themselves. Typically, long term care life…

You have probably heard the term “imputed income” while researching life insurance and the following will explain what life insurance imputed income is and how you can calculate it for your budget requirements. What is Imputed Income Life Insurance? Basically, the IRS requires that you are to be taxed on the value of your employer-provided group term life insurance policy if it is over $50,000. The amount that is taxable is called the “imputed income”…