Everyone should have life insurance. The challenge for some people is that some companies will be reluctant to accept you if you have a pre-existing medical condition or have certain jobs or hobbies. Guaranteed acceptance life policies exist and are a good option for people who want to get a policy but are worried about their chances of being accepted for a standard policy. You need to take into account that, Guaranteed-issued life insurance is…
Do you need life insurance, how much do you need and when should take out a policy? These are all important questions. Unfortunately, there is no simple calculation or answer to this question as everyone is different and therefore has unique requirements. However, there are some important factors that can help you answer these questions realistically. Do You Need Life Insurance If you have any person (such as a spouse, parents or minor children) who…